FAQs

Filter by:

You can get the Cheque Score by downloading the ChequeScore app that is available for both iOS and Android devices by visiting their respective app stores:

App Store: https://apps.apple.com/ae/app/chequescore/id1529463156

Google Play: https://play.google.com/store/apps/details?id=com.chequescore.app&hl=en_IN&gl=US

 

After the quick and easy registration process, you will be able to obtain the Cheque Score within the app by following these basic steps:

1. Scan a cheque, upload a cheque image or enter cheque data manually.

2. Verify the Cheque details.

3. Complete payment.

4. View the Cheque Score.

You will also be able to manage all scanned cheques and set reminders for yourself and cheque issuers to improve your cheque payment tracking and eventually reduce the possibility of bouncing cheques.

The Cheque Score is a smart indicator ranging from 1 to 99% indicating the probability of a cheque to bounce in the next 9 months. The indicator ranges between the low probability to bounce colored in green, medium probability to bounce colored in amber and high probability to bounce colored in red.

The Cheque Score is an important tool to assess the risk of accepting a cheque or not, especially for small and medium enterprises that cannot afford to receive delayed payments, or not being paid at all.

AED 10.5 (Inclusive of 5% VAT).

Guarantor's information appears against each credit facility in the Credit Report as mandated by the Central Bank of the UAE regulations.

Your Credit Report is not only a compilation of your credit history but also a reflection of your behavior towards payment obligations. Defaults missed payments and bounced cheques will always appear in your Credit Report up to a period of 5 years.

Each credit facility in the Credit Report will show a color-coded 24-month history indicating whether the payment was made on time or delayed. If the payment for a particular month was paid more than 90 days after the due date, the box will be shaded red. If the payment for a particular month was paid with a delay up to 90 days after the due date, the box will be shaded yellow. If the payment for a particular month was paid on or before the due date, the box will be shaded green.

Please call our Contact Center on 800-BUREAU (800-287328) and have the relevant information ready in order to register a service request.

A nominal amount is charged to your card in order to refer to it when confirming the addition of a new payment card on the app. This amount is only a pre-authorization which is not billable and is usually automatically released within two weeks.

Telecom operators use information in your Credit Report and Credit Score to assess your creditworthiness ahead of making their decision to provide you with postpaid phone services or device purchases on installment basis.