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The Cheque Score is calculated using a complex algorithm based on modern predictive analytics methodologies considering not only cheques, but also the vast information available in the credit profile of Etihad Credit Bureau database and compares it to the information available for all other cheques issued in credit history and behavior of individuals or companies in the UAE.

Your Cheque Score PDF will always be sent to your registered email address. In case you did not receive your PDF report, please call 800-BUREAU (800-287328) to register a service request.

You can only trigger one reminder to the cheque issuer and only in the week before the due date. This reminder will be delivered to the issuer through SMS / Email at the mobile number /email address as per the available data in the Etihad Credit Bureau database.

It is not possible for our system to retrieve all the necessary information to calculate the Cheque Score If the IBAN is not submitted to Etihad Credit Bureau from the bank.

In order to calculate a Cheque Score, we require a minimum period of credit history, cheque clearing data and some additional conditions.

Some of the most common reasons why you do not get a Cheque Score are as follows:

  • An information provider has reported the cheque issuer as deceased.
  • The IBAN related to the cheque has not been reported to Etihad Credit Bureau database.

The Cheque Score is calculated using a complex algorithm based on modern predictive analytics methodologies taking into account not only cheques, but also the vast information available in the credit profile of Etihad Credit Bureau database and compares it to the information available for all other cheques issued in credit history and behavior of individuals or companies in the UAE.