It will help you to keep track of your received cheques and the monitor due date in chronological order while marking each cheque status as clear, partially cleared, bounced or cancelled.

Your Cheque Score PDF will always be sent to your registered email address. In case you did not receive your PDF report, please call 800-BUREAU (800-287328) to register a service request.

You can only trigger one reminder to the cheque issuer and only in the week before the due date. This reminder will be delivered to the issuer through SMS / Email at the mobile number /email address as per the available data in the Etihad Credit Bureau database.

It is not possible for our system to retrieve all the necessary information to calculate the Cheque Score If the IBAN is not submitted to Etihad Credit Bureau from the bank.

In order to calculate a Cheque Score, we require a minimum period of credit history, cheque clearing data and some additional conditions.

Some of the most common reasons why you do not get a Cheque Score are as follows:

• An information provider has reported the cheque issuer as deceased.
• The IBAN related to the cheque has not been reported to Etihad Credit Bureau database.

The Cheque Score is calculated using a complex algorithm based on modern predictive analytics methodologies taking into account not only cheques, but also the vast information available in the credit profile of Etihad Credit Bureau database and compares it to the information available for all other cheques issued in credit history and behavior of individuals or companies in the UAE.

You only need to scan a cheque, upload cheque image or enter cheque data manually and pay through ChequeScore app to get the Cheque Score instantly.

You can get the Cheque Score by downloading the ChequeScore app that is available for both iOS and Android devices by visiting their respective app stores:

App Store: https://apps.apple.com/ae/app/chequescore/id1529463156

Google Play: https://play.google.com/store/apps/details?id=com.chequescore.app&hl=en_IN&gl=US

After the quick and easy registration process, you will be able to obtain the Cheque Score within the app by following these basic steps:

1. Scan a cheque, upload a cheque image or enter cheque data manually.

2. Verify the Cheque details.

3. Complete payment.

4. View the Cheque Score.

You will also be able to manage all scanned cheques and set reminders for yourself and cheque issuers to improve your cheque payment tracking and eventually reduce the possibility of bouncing cheques.

The Cheque Score is a smart indicator ranging from 1 to 99% indicating the probability of a cheque to bounce in the next 9 months. The indicator ranges between the low probability to bounce colored in green, medium probability to bounce colored in amber and high probability to bounce colored in red.

The Cheque Score is an important tool to assess the risk of accepting a cheque or not, especially for small and medium enterprises that cannot afford to receive delayed payments, or not being paid at all.