Credit Score

WHAT IS THE CREDIT SCORE?

It is a three-digit number that predicts how likely you are to make your loan and credit card payments on time.

The number ranges from 300 to 900. A low score indicates a higher risk, whereas a higher score indicates a lower risk

WHAT IS THE CREDIT SCORE?

It is a three-digit number that predicts how likely you are to make your loan and credit card payments on time.

The number ranges from 300 to 900. A low score indicates a higher risk, whereas a higher score indicates a lower risk

WHAT IS THE CREDIT SCORE USED FOR?

The Credit Score will help financial institutions make better-informed decisions, process credit card and loan applications faster and provide preferential benefits for those with high scores.

HOW IS THE CREDIT SCORE CALCULATED?

The Credit Score is calculated using information from various sources, like banks, finance companies and telecom companies.

Your Credit Score is dynamic, and changes
according to the most recent information in your Credit Report.Missing or delaying a payment beyond the due date, frequently utilizing all your credit card limits, or taking on additional loans or credit cards may lower your Score.
 

Overall, reducing the number of credit cards, consistently reducing outstanding balances, and making payments on or before the due date will improve your credit score.

HOW DO I GET CREDIT SCORE - INDIVIDUALS?

You can get your Credit  score anytime and anywhere using our online services. Select the report type from the options below, register or login and complete the payment. You will receive the report via email within minutes. 
 
You can also download our App, available in Google Play and App Store

Alternatively, you can access our mobile app through Self service tablets, available in our Customer Experience Centers from Sunday to Thursday: 8:00am to 3:30pm and Saturday: 09:00am to 12:30pm. 

HOW DO I GET MY CREDIT SCORE - COMPANIES?

To get your Credit Score - Companies visit our Customer Experience Centers, provide a copy of the company’s Trade License and the signed request form (Download here) printed on a company letterhead.

The name of the person signing the letter must be written in the Trade License as either the manager/owner/partner. The signature must be verified*(stamped and signed) by a UAE licensed Bank. 

You can get your Credit Score - companies from our Customer Experience Centers from Sunday to Thursday 8:00am - 3:30pm.

*Signature verification can be on the signed request form or as a separate attachment provided by the UAE licensed Bank.

HOW MUCH DOES THE CREDIT SCORE COST?

Get your Credit Score by following few easy steps.

Credit Report
with Score   
BUY
Credit Score   
BUY
Credit Report with Score - Companies*
AED 220
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*To get Credit Report & Score - Companies, kindly visit our Customer Experience Centres with a copy of your Trade License and signed request form (Available here).