Al Etihad Credit Bureau
Good Credit helps you live your dreams!

What is a Credit Report?
 
 
WHAT IS A CREDIT REPORT?

It is a document that includes your personal identity information, details of your credit cards, loans and other credit facilities, along with your payments and bounced cheque history.

The information in your Credit Report is provided by all financial institutions in the UAE on a monthly basis, as required by Federal Law.

Additional information from other sources such as telecom companies and utilities will be added over time.

 
 
What is the Credit Report used for?

It is mostly used by financial institutions to assess the credit standing of an individual or company, when reviewing an application for a loan, credit card or other credit facilities.

You can also proactively check your Credit Report before applying for a loan, credit card or other credit facility.

 
 
How do I get my Credit Report?

Visit one of our Customer Happiness Centres and provide your original Emirates ID card and passport copy to one of our Customer Happiness Officers. You can pay with credit, debit or e-dirham cards.

 
 
How do I get my Commercial Credit Report*?

Visit one of our Customer Happiness Centres and provide an original valid Emirates ID card of the Establishment’s owner or the Company’s authorized signatory, an original valid Trade License of the Company / Establishment, the original Articles of Association of the Company and a valid Email Address. You can pay with credit, debit or e-dirham cards.

* (Subject to legal Approval)

 
 
How much does the Credit Report cost?
Report Type AED
Credit Report 100 + VAT
Credit Report with Score 150 + VAT
Credit Report - Commercial 180 + VAT
Credit Report - Commercial with Score 220 + VAT
Credit Score  60 + VAT